Terms & Conditions

1. Definitions

In these Terms and Conditions:

• "Service" refers to the consulting services and website provided by Kelbvarols.
• "User," "You," or "Your" refers to any individual or entity accessing our website or engaging our services.
• "We," "Us," or "Our" refers to Kelbvarols and its representatives.
• "Content" refers to all materials, information, and resources available through our website or services.
• "Agreement" refers to these Terms and Conditions together with any engagement letter or service agreement.

2. Acceptance of Terms

By accessing our website or engaging our consulting services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, you must not use our website or services.

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

These terms form a legally binding agreement between you and Kelbvarols. You represent that you have the authority to enter into this agreement and that you are at least 18 years of age.

3. Service Description

Kelbvarols provides business consulting services including but not limited to:

• Franchise Development Advisory
• Corporate Governance Enhancement
• Real Estate Advisory and Portfolio Strategy
• Strategic planning and business advisory

Our services are provided on a professional basis in accordance with industry standards. Specific scope, deliverables, timelines, and fees are outlined in individual engagement letters or service agreements.

We reserve the right to refuse service to any party for any reason. Service availability may vary based on consultant availability and business requirements.

4. User Responsibilities

When using our website or services, you agree to:

Acceptable Use

• Use the website and services only for lawful purposes
• Provide accurate and complete information when requested
• Maintain the confidentiality of any account credentials
• Notify us promptly of any unauthorized use of your account
• Comply with all applicable laws and regulations

Prohibited Activities

You agree not to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful or malicious code
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt our services
• Use automated systems to access our website without permission
• Impersonate any person or entity
• Collect or harvest information about other users

5. Intellectual Property

All content on our website and materials provided through our services, including text, graphics, logos, images, software, and methodologies, are the property of Kelbvarols or its licensors and are protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal or business purposes related to evaluating or using our services. This license does not include:

• Reproduction, modification, or distribution of content
• Commercial use of content without written permission
• Reverse engineering of any methodologies or tools
• Removal of copyright or proprietary notices

Client Materials

Materials, data, or information you provide to us during engagements remain your property. We may use such information only for the purposes of providing our services, subject to confidentiality obligations outlined in our engagement agreements.

6. Payment Terms

Fees and Billing

Service fees are specified in individual engagement letters. Our standard terms include:

• Fixed-fee pricing for defined engagements
• Payment terms of Net 30 days unless otherwise specified
• Currency: Hong Kong Dollars (HKD)
• Invoices issued upon completion of project milestones

Late Payment

Late payments may incur interest charges at the rate of 1.5% per month or the maximum rate permitted by law, whichever is lower. We reserve the right to suspend services for accounts with overdue balances.

Refund Policy

Due to the nature of consulting services, refunds are generally not provided once work has commenced. Refund requests will be evaluated on a case-by-case basis considering work completed, resources committed, and circumstances involved.

7. Confidentiality

We maintain strict confidentiality regarding client information and engagement details. All consultants and staff sign confidentiality agreements and are bound by professional standards.

During engagements, both parties may have access to confidential information. We will:

• Protect confidential information with reasonable care
• Use confidential information only for engagement purposes
• Not disclose confidential information without permission
• Return or destroy confidential materials upon request

Confidentiality obligations do not apply to information that is publicly available, independently developed, or required to be disclosed by law.

8. Disclaimers

Professional Services Disclaimer

Our consulting services are provided based on information available at the time and professional judgment. While we strive for accuracy and quality, we make no guarantees regarding specific outcomes or results.

Our advice and recommendations should be considered in the context of your overall situation. We recommend consulting with legal, accounting, or other professional advisors as appropriate for your specific circumstances.

Website Disclaimer

Our website and its content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

• The website will be uninterrupted or error-free
• Defects will be corrected
• The website is free from viruses or harmful components
• Information on the website is complete or current

No Professional Relationship

Use of our website or receipt of general information does not create a consultant-client relationship. Such relationships are established only through formal engagement agreements.

9. Limitation of Liability

To the maximum extent permitted by law, Kelbvarols, its directors, employees, and consultants shall not be liable for:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Damages arising from use or inability to use our services
• Damages resulting from unauthorized access or data breaches

For consulting services provided under formal engagement, our liability is limited to the fees paid for the specific engagement giving rise to the claim.

These limitations apply regardless of the legal theory on which a claim is based and even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless Kelbvarols, its directors, employees, consultants, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from:

• Your use of our website or services
• Your violation of these Terms and Conditions
• Your violation of any rights of another party
• Your breach of applicable laws or regulations

We reserve the right to assume exclusive defense and control of any matter subject to indemnification, in which case you will cooperate with our defense of such claim.

11. Termination

Termination by Either Party

Either party may terminate a consulting engagement by providing written notice as specified in the engagement letter. Standard notice periods are 14 days unless otherwise agreed.

Termination for Cause

We may immediately terminate or suspend access to our website or services if you:

• Breach these Terms and Conditions
• Engage in fraudulent or illegal activities
• Fail to make required payments
• Provide false or misleading information

Effects of Termination

Upon termination:

• Your right to use our services immediately ceases
• You remain liable for all fees incurred before termination
• We will provide deliverables for work completed and paid
• Confidentiality obligations continue to apply

12. Governing Law and Dispute Resolution

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region, without regard to conflict of law principles.

Jurisdiction

You agree to submit to the exclusive jurisdiction of the courts of Hong Kong for resolution of any disputes arising from these terms or our services.

Dispute Resolution

Before pursuing formal legal action, parties agree to attempt resolution through:

1. Good faith negotiations between senior representatives
2. Mediation if direct negotiations are unsuccessful

If mediation fails or is declined, either party may proceed with legal action in the courts of Hong Kong.

13. General Provisions

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any engagement letter, constitute the entire agreement between you and Kelbvarols regarding use of our website and services.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.

Waiver

Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights. Any waiver must be in writing and signed by an authorized representative.

Assignment

You may not assign or transfer these terms or your rights under them without our prior written consent. We may assign these terms without restriction.

Force Majeure

Neither party shall be liable for failure to perform obligations due to circumstances beyond reasonable control, including natural disasters, war, terrorism, labor disputes, or government actions.

Notices

Notices under these terms should be sent to:

14. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website with an updated "Last Updated" date.

Material changes will be communicated through:

• Email notifications to registered users
• Prominent notices on our website

Your continued use of our services after changes are posted constitutes acceptance of the modified terms. If you do not agree to the changes, you must discontinue use of our services.

15. Contact Information

For questions about these Terms and Conditions, please contact us: